Medicaid/Medi-Cal Eligibility and Asset Protection

Can an Estate Planning Attorney Help You Protect Your Family’s Assets via Medi-Cal planning?

The federal Medicaid program, along with several California state programs, comprise Medi-Cal, which provides funds for medical and nursing home care for almost one-third of Californians annually. Just several years ago, Medi-Cal served over 9 million state residents. Now, following the state’s adoption of the federal healthcare overhaul, Medi-Cal covers 12 million Californians and costs approximately $95 billion annually.
To control costs, Medi-Cal pays less for provided medical and nursing home services than providers would like to receive, and less than most insurance plans. Medi-Cal also saves money or has plans to save money by limiting enrollment to just several times a year and increasing eligibility requirements.
Because Medi-Cal officials are so focused on controlling costs, and because Medi-Cal eligibility requirements have become more complex and restrictive, many individuals and families who face serious medical problems do not sign up for Medi-Cal benefits or do so incorrectly and are improperly denied coverage.
Potential complications include:
• Providing required financial information;
• Assessing your income as it relates to income caps;
• Assisting with look-back periods;
• Working to minimize transfer penalties and waiting periods; and
• Completing your application.
OC Wills & Trust Attorneys, a division of The Law Offices of Brian Chew, PC, has provided estate planning legal services for more than 20 years. We help clients protect assets by assessing long-term care funding options, including Medicaid and Medi-Cal. Funds may be available to you or your family to pay for in-home or in-patient care. Our firm has the experience needed to help you navigate the options. To learn more, call (949)347-5256.

Brian Chew, the managing partner of OC Wills & Trust Attorneys, has extensive experience in the areas of estate planning, asset protection planning, business succession planning, long-term care planning, and veterans’ benefits. By devoting his practice to estate planning matters, he has founded a firm that strives to provide exceptional service to their clients by working closely with individuals and their families to create comprehensive and customized estate plans. For the past twenty five years, Brian has served thousands of clients in the matters of estate planning, wills and trusts. If you have any questions about this article, you can reach Brian Chew here.