It’s called estate planning for a reason. It requires you to look ahead and plan for the future to try to avoid or mitigate the risks of decreased assets or healthcare procedures you do not want. Those issues can be addressed with powers of attorney.

Through these legal documents you authorize someone to act on...

Some people work their whole lives to save money so that so that their families are taken care of should they pass away.  As they age, many of these people become concerned that their assets will be depleted should they need long term care.  This is a legitimate concern and many try to protect...